I tested the Zogo app, which rewards you for learning about finance. It is legit and teaches you useful things, but you can only redeem gift cards, not cash. Below is what I found, and which apps I recommend instead.
Legit for learning about finance, but no cash rewards
You earn pineapples for finance quizzes and redeem gift cards from $5. No cash, and limited ways to earn.
On this page
The short answer
Zogo is a legit app. You really are rewarded for learning. It is a nice app to use if you want to become more knowledgeable about finance.
But as an app to earn from, you will be a bit disappointed, because it does not offer any cash rewards. All you can redeem are gift cards, and there are limited ways to earn. The good thing is that the threshold is relatively low.
- Provides a lot of useful and helpful information about finance
- The app is user-friendly, without pop-up ads
- Low payout threshold of $5
- A decent selection of gift cards
- Does not offer cash rewards
- Limited earning opportunities
- Low rewards per module when you start
- You must verify your ID before you redeem
My experience with Zogo
I installed Zogo and tested how it works: the modules, the quizzes and the rewards. This is what I looked at, and what I did not test.
- First tested
- March 2023Review first published Mar 1, 2023
- Latest retest
- Checked: modules, rewards, support
- Pay per module
- Around 100 to 200 pineapplesWhen you start. Harder modules pay more.
- Minimum cashout
- 5,000 pineapples ($5)Gift cards only
- The finance modules and the quizzes after them
- The daily streak
- The referral program and the rewards screen
- The app on a mobile device
- The support page
- A redemption. My review does not show a gift card I received from Zogo.
- The Stripe ID verification you need before you can redeem.
Inside Zogo: my screenshots
Screenshots from my test
Want to earn cash instead of gift cards? The top apps and sites in your country pay in cash.
See the best sites in your countryZogo at a glance
| What it is | Financial education app. You earn rewards for quizzes about finance. |
|---|---|
| Cost to join | Free |
| Ways to earn | Modules and quizzes, daily streaks, referrals |
| Point value | 1,000 pineapples = $1 |
| Minimum cashout | 5,000 pineapples ($5) |
| Rewards | Gift cards, like Amazon, Target and Starbucks, or a donation to charity. No cash. |
| ID check | Yes. A photo of your valid ID through Stripe, before you can redeem. |
| Apps | Android and iOS only. No desktop version. |
| Where you can join | Several countries. Search for it in your app store to check. |
| Support | Support page, and email: [email protected] |
Is Zogo legit and safe?
Yes, Zogo is legit, because you really are rewarded for learning. But that does not make it a good way to earn. Here is what you should know.
- No cash rewards
You can only redeem gift cards or donate to charity. If you want cash, see the top sites that pay via PayPal.
- You must verify your ID
Before you can redeem a gift card, you go through a verification process through Stripe, where you take a photo of your valid ID. I suggest you do this before you start earning.
- No do-over for quizzes
You only earn for correct answers, and you cannot retake a quiz. Read every page of a module before you start the quiz.
- Streaks reset
You get extra pineapples for completing a module every day. If you miss one day, your streak resets back to one.
My takeIn my opinion, Zogo is a nice app to use, especially if you want to become more knowledgeable about finance. It offers a lot of useful information. If you do not mind earning just gift cards, you can give it a go. But if you want to earn cash, I suggest you check out the top survey and GPT sites in your country instead.
How you earn on Zogo
There are 2 ways to earn. Completing modules is the main one. Tap one to read more.
Completing modules100–200 pineapples at first
You read bite-sized modules with useful finance information. After each module, you take a quiz about it, and you earn pineapples for every correct answer.
There are over 800 modules, but not all are available at once. Some only open after you have completed others, just like going to class.
Harder modules pay more. Complete a module every day to keep your streak, which gives you extra pineapples.
Referral program1,000 pineapples each
Share your invite code. The person you invite enters it when they sign up. You get 1,000 pineapples once they have completed at least three modules and confirmed their email.
That is a pretty decent reward, in my opinion. Just make sure the people you invite actually want to use the app.
How much can you make?
It mostly depends on how well you understand the modules. When you start, most modules pay around 100 to 200 pineapples, which is only around $0.1 to $0.2. That is a low rate, in my opinion.
As you keep completing modules, the next ones pay more, and your streak adds extra pineapples. So you have to be a bit patient at first, but once you get going, it will not be that hard to earn 5,000 pineapples for a gift card.
Rewards and minimum
| Reward | Minimum | Notes |
|---|---|---|
| Gift cards: Amazon, Target, Starbucks and more | 5,000 pineapples ($5) | After the Stripe ID verification |
| Cash | Not available | Zogo has no cash rewards |
You can also donate your earnings to charity instead of redeeming a gift card.
I was surprised by the selection of gift cards. There were a decent number available. Overall, the payment system is straightforward, and I like the relatively low payout threshold.
What readers told me
This review has 2 comments: 1 from a reader and 1 reply from me.
A reader wrote that you can only receive 5 gift cards. I recommend other apps to earn instead.
“You can only receive 5 gift cards”
Mikael: As I mention in the review above, there are other apps I recommend to earn instead, as there are many better options, in my opinion and experience.
Zogo alternatives I have tested
| Site | Best for | Min. cashout | My rating |
|---|---|---|---|
| Prime Opinion | Surveys with high pay and fast payouts | $5 or $10, by country | 4.6 / 5 |
| Swagbucks | Many daily ways to earn, one of the biggest GPT sites | About $5 PayPal | 4.3 / 5 |
| Freecash | Games and offers, with an app | $5 | 4.2 / 5 |
| AttaPoll | Survey app with cash rewards | $4, slightly different by country | 3.3 / 5 |
See also the top survey apps, or the top survey and GPT sites in your country. Most of them offer cash rewards, and you will find one you can join wherever you live.
How I scored Zogo
I use the same 100-point system for every platform. Platform Information.
Zogo scores 44 out of 100. If you want to earn cash, I recommend these apps and sites instead.
See the best sites in your countryZogo FAQ
Is Zogo a scam?
No. Zogo is a legit app that rewards you for learning about finance. But it only offers gift cards, not cash.
What are Zogo pineapples worth?
Pineapples are Zogo’s points. 5,000 pineapples are worth $5.
What is the minimum payout?
5,000 pineapples, which is a $5 gift card.
Does Zogo pay cash?
No. You can redeem gift cards, like Amazon, Target and Starbucks, or donate your earnings to charity.
Do I need to verify my identity?
Yes. Before you can redeem, you take a photo of your valid ID through Stripe. The app walks you through it.
Can I use Zogo on a desktop?
No. Zogo is mobile only. The app is on Android and iOS.
Which countries can join Zogo?
Zogo does not say. From what I can tell, several countries. Search for it in your app store: if it shows up, you can join.
How do I contact Zogo?
Check the support page first, or email [email protected].
Who tested Zogo for this review
If you have any comments, questions, or experience with Zogo, I would love to hear from you in a comment below.
You can only receive 5 gift cards
As I mention in the review above, there are other apps I recommend to earn instead, as there are many better options, in my opinion and experience.