You can get paid to send, receive or answer messages on your phone, but you only earn a few cents per message, so it takes patience. These apps are legit and free to join, and below I show how you earn on each one, when you can cash out and how it pays.
Three good apps to get paid to text
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#1 Pawns
Best for: Earning passively, plus surveys and games
It does not pay for texting. You earn by sharing your unused internet, and you can earn more with paid surveys and games.
- Cash out from
- $5
- Paid via
- PayPal · Bitcoin · Payoneer +2 more
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#2 Money SMS
Best for: Getting paid for texts you receive
You are paid a small amount for every SMS the app sends you, and you do not even need to reply.
- Cash out from
- €2
- Paid via
- PayPal · WebMoney · Bitcoin
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#4 JustAnswer
Best for: Experts who want to earn by messaging clients
You answer clients’ questions by message on your phone. You need to be an expert in a field, and you see if it is available in your country when you apply.
- Cash out from
- Not clear yet
- Paid via
- Hyperwallet (with PayPal)
This is not a ranked list, so pick the apps that fit you. Joining several gives you more ways to earn.
On this page6 sections
Compare all 4 apps that pay you to text
| Site | How you earn | Cash out from | Paid via | Join or read review |
|---|---|---|---|---|
| Passive appShare your internet, plus surveys and games | $5 | PayPal · Bitcoin · Payoneer +2 more | ||
| Passive appReceive SMS messages · Android only | €2 | PayPal · WebMoney · Bitcoin | ||
| Answer questions as an expert, by text and video | Not clear yet | Not clear yet | ||
| Answer clients’ questions as an expert | Not clear yet | Hyperwallet (with PayPal) |
No site on this list matches these filters.
4 best options to get paid to text on your phone
Now that you know what to expect in terms of earning potential, let’s discuss the actual sites you can join. Keep in mind that the sites listed below aren’t the only sites that offer this kind of earning opportunity.
Instead, these are what I think are most worthy of your time. As I’ve mentioned earlier, all these sites are legit and free to join. You just have to sign up, and then you can start earning right away.
The list below is also not prioritized according to which one is the best option. They are all equal, in my opinion. You just need to know which ones are the right fit for you.
#1 Pawns

- How you earn
- Passive appShare your internet, plus surveys and games
- Cash out from
- $5
- Paid via
- PayPal · Bitcoin · Payoneer +2 more
Technically speaking, Pawns will not let you earn by texting. Instead, it will let you earn passively every time you are online with your phone, so I decided to include it anyway, as you can earn just by having it on your phone while using it to, for example, send text messages.
To earn passively, you can share your internet connection. You can also earn by answering paid surveys or playing games.
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You can redeem a reward once you reach $5 in total earnings, which is quite a low threshold. It pays via PayPal, Bitcoin, or virtual gift cards. Pawns is available globally, but you must be of legal age in the country of your official address to join.
#2 Money SMS

- How you earn
- Passive appReceive SMS messages · Android only
- Cash out from
- €2
- Paid via
- PayPal · WebMoney · Bitcoin
Money SMS is a GPT app that will allow you to earn by simply receiving SMS messages. So, in a way, you’ll be earning passively from this app.
The way this app works is that for every SMS message you receive from them, they will pay you €0.02. You don’t even need to reply to these messages. So, technically speaking, you won’t get paid to text, but you will get paid to receive text messages, which is a lot better, in my opinion.
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You can get via PayPal, Skrill, Ethereum, Litecoin, WebMoney, or BitCoin once you’ve earned at least €2. That means you will have to receive a minimum of 100 SMS messages before you can withdraw your earnings.
The app is only available for Android devices, though. So, if you are an iOS user, then this app is not for you. But you have to install it manually since it is not available in the Google app store.
#3 Fibler

- How you earn
- Answer questions as an expert, by text and video
- Cash out from
- Not clear yet
- Paid via
- Not clear yet
Fibler is potentially the best option since you can earn a decent amount from it. However, it will require more effort on your end.
To earn from Fibler, you will first have to install their app. Then, you’ll have to be an expert and answer questions via text messaging, as well as through videos. So, it’s kind of asking you to become a consultant.
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The one flaw of this app is that it’s a bit hard to join because you will have to apply for a spot as one of their consultants, and they will only accept you if they recognize that you are an expert in a certain field. That means you have to provide proof that you are an expert during the application process.
#4 JustAnswer

- How you earn
- Answer clients’ questions as an expert
- Cash out from
- Not clear yet
- Paid via
- Hyperwallet (with PayPal)
JustAnswer is a site that will pay you when you provide answers to various questions. So, technically, you won’t be texting to earn.
However, I decided to include it on this list since you can use it on your mobile phone, and you will be sending messages to clients to earn money. So, in a way, you are still texting with your phone.
Read more
Payment will be done through Hyperwallet, which is a payout platform made by PayPal. So, you’ll have to create a Hyperwallet account as well as a PayPal account if you want to be a member.
It is available in many different countries, and you will be able to see if it is available in your country immediately when you apply to become an expert.
How much money can you earn from texting?
Know this before you start, so you are not disappointed: you will not get rich with this kind of earning opportunity.
A few cents per text
You more or less earn a few cents for every text you send or receive. It takes a while before you earn a decent amount on each app.
Easy and free
All you invest is a bit of your time. Join several apps, so you get access to more ways to earn.
Want to earn more, faster?
If you want to earn a decent amount quickly, check out the highest paying survey sites instead.
The ways these apps pay you
- Message clientsOn JustAnswer and Fibler, you answer clients’ questions by message as an expert.
- Receive messagesMoney SMS pays for every SMS it sends you. You do not even need to reply.
- Earn in the backgroundPawns does not pay for texting, but you earn by sharing your unused internet.
Check your phone first
Money SMS only works on Android, and you install it from its own website, because it is not on Google Play.
How I choose the sites on this list
What I look at
- Legit and free to join
- You earn with your phone
- Worth your time
- Easy to start
Ready to start?
All of these sites are free to join. I recommend you join several of these apps, so you get access to more ways to earn. For other easy ways to earn extra cash, check out the top passive income apps.
I keep this list updated, so bookmark this page. Know a site that belongs here, or have a question? Leave a comment below.
Frequently asked questions
Which app pays money for chatting?
If you are an expert in a field, JustAnswer and Fibler pay you to answer clients’ questions by message.
Can I make $100 a day using my phone?
Not with texting apps. You more or less earn a few cents for every text, so it takes a while to earn a decent amount. If you want to earn more quickly, check out the highest paying survey sites instead.
What is the easiest money making app?
Money SMS is the easiest on this list: it pays you for every SMS you receive, and you do not have to reply. It only works on Android, and it pays very little.
What are some good daily earning money apps?
For texting, Money SMS pays you a little for every message you receive. Pawns earns for you in the background when you share your internet from a computer, and it has surveys and games too.
The comparison shows when you can cash out on each app.